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Tax advantage strategy

Basically a Roth IRA on steroids

Strategize Today, Save Tomorrow

Planning for your future taxes is a crucial aspect of financial planning that often gets overlooked. Though we cannot 100% guarantee it, taxes don’t seem to be going down anytime soon. By implementing a tax strategy, you can minimize your tax liability and maximize your savings for the future. There are 3 buckets to be aware of, and ALL of them are important. There is no right or wrong bucket, because any strong wealth portfolio will include each one.

To break it down

The 3 tax-buckets are

Put in after-tax dollars, and possibly avoid taxes each year (e.g. Roth IRA)

Put in before-tax dollars. Principal & growth are 100% taxed (e.g. 401K)

Put in after-tax dollars. Growth is 100% tax advantaged. (Indexed Contracts)

Things to keep in mind:

Most Americans Have No Plan for Their Future Taxes
Having a tax-advantage Strategy Allows for Extreme Benefits In the Future
Our Tax Future is Uncertain
Taxes are Most Likely Going to Increase Over Time
Your Wealth Portfolio Should be Diversified Among All 3 Buckets

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Maximize Your Savings with Tax-Advantage Strategies

Many people like the traditional 401K’s for the greater contribution limits and that it provides a higher income-level restriction, but most prefer the Roth IRA’s tax benefits. As shown above, the 401K is part of the Tax-Later bucket, and the Roth IRA is part of the Tax-Now bucket. However, not many are aware of the Tax-Advantage bucket. In this, you have all the tax benefits of a Roth IRA, in addition to ZERO contribution limitations and ZERO restrictions based on your income level.

To break it down

The 3 tax-buckets are

Put in after-tax dollars, and possibly avoid taxes each year (e.g. Roth IRA)

Put in before-tax dollars. Principal & growth are 100% taxed (e.g. 401K)

Put in after-tax dollars. Growth is 100% tax advantaged. (Indexed Contracts)

TESTIMONIALS

What people say about us?

I have been working with Dhruv for over 2 years. He has guided me throughout the process to get educated on the financial industry of which I had zero prior knowledge. I look forward to working and growing with Dhruv.

Richard T Partner

Dhruv and his team have been amazing in helping many of my clients with their financial needs! They are extremely knowledgeable and explain things in a way that’s easy to understand. I highly recommend them to anyone who wants a solid plan for their future.

United Healthcare Agent

Dhruv and his team is excellent! They provide personal consultation and suggest the policies based on your needs! They are punctual, friendly, supportive and expert in the financial advising profession. I trust them and highly recommend them to help you with your financial goals!

Reema M. Client

Highly recommend Dhruv and his team for any financial planning needs. No matter time or day, Dhruv has been there to answer any questions I had. The whole team has displayed strong work ethic and are very personable to approach at any time especially for someone that is not very knowledgeable with financial principles, they will patiently educate you on any topics. Very confidently endorse this team!

Virginia S. Client

The guidance through network marketing was in-depth and thorough. Despite being completely new, Dhruv made an outstanding and consistent effort to help and teach me.

Mikulas K. Partner

I am very grateful for my business partner Dhruv, whose patience and dedication have been instrumental in guiding me on this new business journey. Their unwavering support and willingness to share their knowledge have made a significant impact on my growth and understanding. Is always a pleasure to work alongside with Dhruv.

Carlos M. Partner

I am incredibly grateful for the exceptional service provided by Dhruv Trivedi. He expertly guided me through the process of securing a life insurance policy for my son, ensuring his future is well-protected. Additionally, he seamlessly transferred my IRA into IRA annuities, which has given me greater peace of mind and financial stability. His expertise, professionalism, and dedication to my financial well-being have been truly outstanding. I highly recommend Dhruv Trivedi's services to anyone seeking knowledgeable and reliable financial advice.

Dharmesh G. Client

I took my first step into the insurance industry with Mr. Dhruv. While being professional & patient, he guided me through the whole process of getting licensed. I learned all the ropes of the services we provide & he made it super easy to learn!

Melvin A. Partner

Tax advantage strategy

The 3 tax-buckets are

Maximize Your Savings with Tax-Advantage Strategies

The 3 tax-buckets are

What people say about us?

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